PIP vs. Medical Payments Coverage (MedPay)
PIP and MedPay can both help with medical expenses after an auto accident, but they are not interchangeable. State law, covered people, available…
Keep readingAuto Field Guide
Car insurance gets easier once you separate the coverages.
Liability, collision, comprehensive, uninsured motorists, deductibles, rental reimbursement, accident documentation, and total-loss questions all work differently.
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Stories and explanations for auto insurance.
Adding a Teen Driver? Auto Insurance Questions to Review First
Adding a newly licensed teen can change the household’s auto exposure, vehicle assignment and premium. The useful review is broader than asking how…
Keep readingUninsured and Underinsured Motorist Coverage Explained
Uninsured motorist coverage addresses losses caused by a driver with no qualifying liability insurance, while underinsured motorist coverage addresses situations where the at-fault…
Keep readingPersonal Injury Protection (PIP) Explained
Personal injury protection is an auto medical-benefit coverage used in some states, often within no-fault systems. It can pay specified medical and related…
Keep readingRental Reimbursement Coverage Explained
Rental reimbursement is an optional auto coverage designed to help with temporary transportation after a covered loss to the insured vehicle. It usually…
Keep readingTotal Loss Auto Insurance Claim: What to Check
An auto total-loss claim usually turns on the vehicle’s pre-loss value, state total-loss rules, deductible, lien information and the insurer’s valuation evidence. The…
Keep readingWhat to Do After a Car Accident
After a crash, safety and accurate documentation come before insurance strategy. Check for injuries, move out of danger when possible, contact emergency services…
Keep readingWhat Happens After an Auto Insurance Claim
Once an auto claim is opened, the insurer gathers facts, confirms applicable coverages, evaluates damage or injuries and decides what it will pay…
Keep readingProgressive Auto Insurance Research
Progressive offers the familiar auto building blocks—liability, collision, comprehensive and state-dependent injury protections—plus optional coverages. The meaningful comparison is the set of coverages,…
Keep readingGEICO Auto Insurance Research
GEICO auto policies are assembled from individual coverages rather than one universal “full coverage” package. A useful review separates liability, vehicle damage, medical/injury…
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