Last updated: September 29, 2026
These Terms of Use govern your use of GuardPI.com. By using the website, you agree to use it in accordance with these terms and applicable law.
About GuardPI
GuardPI is an independently owned consumer insurance publication operated by Aaron Westley. GuardPI publishes educational material about Home, Renters, Auto, Pet and Life insurance, including guides, claims information, insurer research and comparisons.
Educational information only
GuardPI provides general educational information. The website does not provide individualized legal, tax, financial or insurance advice, and using the website does not create an attorney-client, insurance agent, broker, adviser, fiduciary or other professional relationship with GuardPI or Aaron Westley.
Insurance products, eligibility, pricing, underwriting, coverage, exclusions, limits, waiting periods, claim procedures and availability can vary by insurer, state, applicant, policy form and endorsement. The current quote, declarations, endorsements and issued policy control when they differ from a general GuardPI explanation.
No quote, coverage or claim guarantee
GuardPI does not issue insurance policies, bind coverage, set premiums or decide claims. References to insurer features or policy mechanics are informational and do not guarantee that a particular product, price, discount, approval, benefit or claim outcome will be available to you.
Company research and comparisons
GuardPI may publish research about insurers with or without a commercial relationship. Inclusion of a company is research coverage, not an endorsement. Comparisons are intended to explain differences and tradeoffs rather than declare a universal winner. You remain responsible for reviewing current insurer materials and the policy offered to you.
Affiliate and commercial relationships
GuardPI may receive compensation when a reader uses certain clearly identified commercial links and later completes a qualifying action. Commercial relationships do not give a company the right to rewrite GuardPI’s editorial conclusions or remove relevant limitations from an article.
See the Affiliate Disclosure for more information.
Third-party websites
GuardPI links to insurers, regulators, government agencies and other third-party websites for research and reader convenience. GuardPI does not control those sites and is not responsible for their availability, security, privacy practices, terms, products or content. A link does not necessarily mean GuardPI endorses the destination.
Permitted use and intellectual property
Unless otherwise stated, GuardPI’s original text, organization, branding and site materials are protected by applicable intellectual-property laws. You may read, link to and make reasonable personal or non-commercial use of the site. You may not republish substantial portions of GuardPI content, remove attribution, misrepresent GuardPI material as your own, scrape or reproduce the publication at scale, or use the site in a way that infringes rights or disrupts its operation without permission.
Contact form and acceptable use
You may use the GuardPI contact form for legitimate enquiries. Do not use the form or website to send spam, malicious code, unlawful material, abusive messages, impersonation attempts or content intended to interfere with the website or another person’s rights.
Availability and accuracy
GuardPI works to keep published information useful and current, but insurance products, regulations and source pages can change. GuardPI does not promise that every page will always be complete, current, uninterrupted or error-free. Factual corrections can be submitted through the Contact page.
No warranties
To the extent permitted by applicable law, GuardPI is provided on an “as is” and “as available” basis without warranties that the site will meet a particular purpose, produce a particular insurance result or remain continuously available.
Limitation of liability
To the extent permitted by applicable law, GuardPI and Aaron Westley are not liable for losses arising solely from reliance on general website information instead of the applicable policy, quote, insurer instructions or professional advice appropriate to your circumstances. Nothing in these terms excludes liability that cannot lawfully be excluded.
Changes to the website or these terms
GuardPI may update, correct, reorganize or remove website material and may revise these Terms of Use when the site or its practices change. The updated date at the top of this page identifies the current published version.
Contact
Questions about these terms can be sent through the GuardPI Contact page.