Renters Insurance and Flood Damage
Standard renters insurance generally does not cover flood damage from rising surface water; renters can buy separate flood coverage for belongings through the…
Keep readingRenters Field Guide
Your landlord owns the walls. You still have plenty to protect.
Explore personal property, liability, loss of use, theft, roommates, water damage, and the line between a landlord policy and a renters policy.
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Stories and explanations for renters insurance.
Renters Insurance and Earthquake Damage
Earthquake damage is generally excluded from a standard renters policy, but separate earthquake insurance or an endorsement may be available to protect personal…
Keep readingPet Liability in Renters Insurance
Renters liability coverage can respond when a policyholder is legally responsible for injury or property damage caused by a pet, but animal exclusions,…
Keep readingLoss of Use Claim Documentation for Renters
A renters loss-of-use claim is easier to evaluate when the tenant documents why the unit is uninhabitable, the covered cause of loss, normal…
Keep readingTravelers vs. Amica Renters Insurance
Travelers and Amica both describe core renters coverages such as personal property, liability and loss of use, but optional coverages, limits, deductibles, state…
Keep readingAmica Renters Insurance Research
Amica renters insurance combines core personal-property, loss-of-use, liability and medical-payments coverage with optional choices such as water backup, scheduled property, electronics and replacement…
Keep readingProgressive vs. Nationwide Renters Insurance
Progressive and Nationwide both offer renters coverage, but compare the issuing company, personal-property settlement method, liability limits, deductibles and optional endorsements rather than…
Keep readingRenters Insurance vs. Personal Umbrella Insurance
Renters insurance provides first-layer property, liability and loss-of-use protection, while a personal umbrella is generally an excess liability policy designed to sit above…
Keep readingMoving In With a Partner? What to Check on Your Renters Insurance
Moving in together can combine belongings and liability exposure without automatically putting both people on the same renters contract. Check who is insured,…
Keep readingRenters Insurance for Belongings Away From Home
Renters personal-property coverage can extend beyond the apartment for some covered losses, but off-premises limits, exclusions and special-property sublimits still matter. Check the…
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