Adding a Teen Driver? Auto Insurance Questions to Review First
Adding a newly licensed teen can change the household’s auto exposure, vehicle assignment and premium. The useful review is broader than asking how…
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Insurance questions, minus the boardroom voice.
Practical reads for the moments around a policy: moving, buying, driving, adopting, protecting, repairing, and filing a claim.
PIP vs. Medical Payments Coverage (MedPay)
PIP and MedPay can both help with medical expenses after an auto accident, but they are not interchangeable. State law, covered people, available…
Keep readingState Farm vs. Allstate Auto Insurance
State Farm and Allstate both offer the standard building blocks of personal auto insurance. A useful comparison holds liability limits and physical-damage deductibles…
Keep readingAllstate Auto Insurance Research
Allstate auto insurance is assembled from individual coverages such as liability, collision and comprehensive, with state-dependent medical and uninsured-motorist protections. The quote’s limits…
Keep readingState Farm Auto Insurance Research
State Farm auto insurance offers liability, collision, comprehensive, uninsured/underinsured motorist and medical coverages, with state-specific options and limits. A meaningful review compares the…
Keep readingHit-and-Run Insurance Claim Checklist
A hit-and-run claim is partly a coverage question and partly an evidence problem. Police reporting, witness information, photographs and state-specific uninsured-motorist rules can…
Keep readingTotal Loss Auto Insurance Claim: What to Check
An auto total-loss claim usually turns on the vehicle’s pre-loss value, state total-loss rules, deductible, lien information and the insurer’s valuation evidence. The…
Keep readingRental Reimbursement Coverage Explained
Rental reimbursement is an optional auto coverage designed to help with temporary transportation after a covered loss to the insured vehicle. It usually…
Keep readingPersonal Injury Protection (PIP) Explained
Personal injury protection is an auto medical-benefit coverage used in some states, often within no-fault systems. It can pay specified medical and related…
Keep readingUninsured and Underinsured Motorist Coverage Explained
Uninsured motorist coverage addresses losses caused by a driver with no qualifying liability insurance, while underinsured motorist coverage addresses situations where the at-fault…
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