Dental Illness Coverage in Pet Insurance
Some accident-and-illness pet policies can cover eligible dental illnesses as well as dental injuries, but routine cleaning, preventive dental care, pre-existing disease and…
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Insurance questions, minus the boardroom voice.
Practical reads for the moments around a policy: moving, buying, driving, adopting, protecting, repairing, and filing a claim.
Pet Insurance Enrollment Age and Age Limits
Pet insurers can set minimum and maximum enrollment ages, age-based plan restrictions or different options for older pets, so the age rule should…
Keep readingWhat Affects Pet Insurance Premiums?
Pet insurance premiums can reflect factors such as species, breed, age, location, selected deductible, reimbursement percentage, annual limit and the insurer’s current rating…
Keep readingHow Auto Insurers Determine Fault and Liability
Fault in an auto claim is determined from the facts, applicable traffic and negligence law, evidence and each jurisdiction’s liability rules; a police…
Keep readingDiminished Value Claims Explained
A diminished-value claim seeks compensation for the reduction in a vehicle’s market value after an accident even after repairs, but whether it is…
Keep readingRental Car Insurance: What Your Auto Policy May Already Cover
A personal auto policy may extend some liability, collision and comprehensive coverage to a short-term rental, but the rental contract can create additional…
Keep readingNon-Owner Car Insurance Explained
Non-owner auto insurance is liability-focused coverage for someone who does not own a vehicle but regularly drives vehicles they do not own; it…
Keep readingUsage-Based Insurance and Telematics Explained
Usage-based insurance uses telematics data—such as mileage and driving behavior—to help an insurer evaluate risk or price coverage, so consumers should understand both…
Keep readingRideshare Insurance and the App-On Coverage Gap
Rideshare driving can create different insurance periods, and a personal auto policy may exclude livery use while a transportation network company provides different…
Keep readingTravelers vs. Amica Renters Insurance
Travelers and Amica both describe core renters coverages such as personal property, liability and loss of use, but optional coverages, limits, deductibles, state…
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