Before a Long Road Trip: An Auto Insurance and Documents Checklist
Before a long road trip, the most useful insurance preparation is boring on purpose: confirm active coverage, save proof of insurance, know roadside…
Keep readingGuardPI Stories
Insurance questions, minus the boardroom voice.
Practical reads for the moments around a policy: moving, buying, driving, adopting, protecting, repairing, and filing a claim.
Rental Reimbursement vs. Roadside Assistance
Rental reimbursement and roadside assistance are both optional convenience coverages, but they respond at different moments. Roadside assistance helps when the vehicle is…
Keep readingUninsured Motorist vs. Underinsured Motorist Coverage
Uninsured motorist coverage addresses an at-fault driver who lacks applicable liability insurance; underinsured motorist coverage addresses an at-fault driver who has insurance but…
Keep readingLiberty Mutual Auto Insurance Research
Liberty Mutual’s current auto materials describe the standard liability, collision, comprehensive, medical and uninsured-motorist framework plus optional features such as roadside assistance, gap…
Keep readingNationwide Auto Insurance Research
Nationwide’s current auto materials describe liability, collision, comprehensive, uninsured/underinsured motorist, medical, gap and roadside options, plus usage-based programs and claims services. The actual…
Keep readingUninsured Driver Claim Checklist
When the at-fault driver has no insurance, the claim can shift toward your own uninsured-motorist coverage and possibly collision, medical or other first-party…
Keep readingWindshield and Auto Glass Claim Checklist
A windshield claim looks simple, but coverage can depend on comprehensive coverage, a glass endorsement, state rules, deductible structure and whether the glass…
Keep readingNew Car Replacement Coverage Explained
New car replacement coverage is designed to change how an eligible very new vehicle is valued after a covered total loss. Instead of…
Keep readingRoadside Assistance Coverage Explained
Roadside assistance is service-oriented auto coverage for breakdown events such as towing, jump starts, lockouts, flat tires or fuel delivery. It is different…
Keep readingGap Insurance Explained
Gap insurance addresses the loan or lease balance that can remain when a covered total loss is settled at the vehicle’s actual cash…
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