Moving Off Campus? A Renters Insurance Checklist for College Housing
Moving off campus changes the insurance picture because the student is now responsible for protecting personal belongings in a rented residence and may…
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Insurance questions, minus the boardroom voice.
Practical reads for the moments around a policy: moving, buying, driving, adopting, protecting, repairing, and filing a claim.
Renters Liability Coverage vs. Personal Property Coverage
Personal property coverage protects covered belongings you own; liability coverage addresses certain claims that you are legally responsible for injury or property damage…
Keep readingRenters Insurance vs. Landlord Insurance
Renters insurance and landlord insurance protect different financial interests. The tenant’s policy generally focuses on the tenant’s belongings, liability and temporary living expense;…
Keep readingNationwide Renters Insurance Research
Nationwide’s renters materials describe contents, loss of use, personal liability and medical payments to others, plus optional features such as added valuables coverage.…
Keep readingProgressive Renters Insurance Research
Progressive’s current renters materials describe personal property, loss of use, personal liability and medical payments as standard coverage categories, with optional protections including…
Keep readingRenters Water Damage Claim Checklist
For renters water damage, the source of the water matters as much as the damage itself. A sudden pipe leak, sewer backup and…
Keep readingRenters Fire and Smoke Damage Claim Checklist
A renters fire claim is mainly about your belongings, additional living expenses and any liability issue—not rebuilding the landlord’s structure. Separate smoke-damaged contents,…
Keep readingRenters Insurance Endorsements Worth Understanding
The base renters policy is only the starting point. Optional endorsements can change how the policy handles valuables, water backup, personal injury allegations…
Keep readingMedical Payments to Others in Renters Insurance
Medical payments to others is a small, separate renters coverage intended to address certain medical expenses when a guest is injured, generally without…
Keep readingRenters Personal Property Special Limits Explained
A renters policy can have a large personal-property limit and still restrict payment for particular classes of valuables. Special limits matter because they…
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